You must have been receiving a number of text messages on your mobile lately telling you that a financial institution most likely owes you thousands of pounds. Your email must be flooded with the same messages telling you to get your money back.

Several years ago, the financial services industry has introduced an insurance policy to the marketplace that was intended to cover consumers’ monthly repayments for their loans, credit cards, mortgages, or other finance agreements they have. PPI pays a percentage of what is due for a certain period of time in the event that a borrower loses their job, meets an accident, or gets ill. It is usually offered alongside an application for a loan or any form of borrowing following an establishment of needs and suitability.

However, financial institutions have been selling the policy in such a way that people are left in the dark as to what it is all about. This is when PPI claims come into the picture. When you are mis-sold a policy, you are eligible for a refund whatever interest it may have incurred since you had it.

Because PPI does not come really cheap, if you had it in your account, you’d be seeing monthly charges that seem to be way over your usual spending pattern. If it came alongside a credit card, it uses up a percentage of your credit limit and incurs interest. So if you have those unexplained charges, you can file a complaint.

But how do you determine that there was something wrong in the way it was sold?  You can answer these questions for yourself to help you remember:

• Were you told that PPI was a compulsory product to buy?
• Were you not a full time employee when you were being offered the product?
• Was it automatically added to your account without your consent or knowledge?
• Were you not given the details of the insurance policy?
• Were you not advised that there are other options to get PPI from?
• Were you not made aware of its total cost and how the charges may be computed and incur interest?

If you answered yes to any or all of the questions above, we can help you get your money back. To make PPI claim simpler for you, we’d let you fill put a ready-made claim form. We will review the details you put in the form and come back to you on the next business day to tell you how we will work on it. We will then send over a PPI Claims Pack that you can easily fill out. It’s a pretty straightforward form to reduce the time you’ll have to spend coming up with what to say.

When you’ve completed the claims pack, send it back to us and we will begin to work on your complaint. PPI claims are generally resolved within 6 or 8 weeks but may sometimes take longer, depending on how complex the case is and the initial response from your provider.

We will do the PPI claim itself on your behalf. That’s our job. And the good news is you won’t be charged any upfront fees. We won’t even charge you if your case did not win. You’ve got really nothing to lose if you let us handle your PPI claims.

What we’ll do for you is to take care of the paperwork and follow it up with your PPI provider. We’ll take over the discussions if necessary and we’ll make sure that your case is looked into accordingly. We know this process like clockwork and are very diligent in making sure you get what we believe you deserve.

And while there are other claims companies who are willing to help you with the same, we set ourselves apart by taking pride in our friendly and efficient approach to reclaiming mis-sold PPIs on your behalf. Our expertise guarantees that when we win the case, you’d get 100% of the amount owed to you. That’s when we calculate 25% + VAT off it as service fees.
We will also make sure that no “love” will be lost between you and your bank if you’re concerned about your future dealings with them after the claim. So if you believe that you were wrongly sold Payment Protection Insurance, get in touch with us now and we will take care of the PPI claim for you.